Replacement Of Flat Roof Fha

Most low pitch roofing typically used for commercial buildings consists of three sections.

Replacement of flat roof fha.

Plus it has the added advantage of reflecting heat from the sun which keeps energy costs down. In order to pass the appraisal process the roof must also provide reasonable future utility durability and economy of maintenance according to the fha official site. These roofs work well but you do need to inspect them on occasion for cracks and other signs of damage. Fha repair and inspection requirements for existing properties and revisions to fha appraisal protocol pages 2 3.

Most flat roofs are. Roof deck typically a corrugated metal panel supported by structural beams. As with any other type of roof the appraiser is to look for signs that would indicate a possible roof problem. The condition of the roof is important as it s a major source of headaches for a home owner if there is a problem down the line.

Is it a flat roof. This of course is a judgment call that the appraiser is required to make. Frequently asked questions fha resource center bulletin board accessed march 21 2020. One of the fha rules for the roof requires the appraiser to report if it has less than 2 years remaining life and require it to be replaced.

Metal specifically aluminum is known for its durability. Fha single family housing policy handbook pages 15 16. Flat metal roofs can last for almost 35 years in ideal conditions. Flat roofs which are mostly level are common on older homes and in arid environments.

If it is not a flat roof and there is no evidence of leaking than perhaps he is just wasting the lender s time and delaying the loan closing for no reason. To be specific the following has been taken from the hud handbook 4000 1 regarding the fha rules for the roof. Metal is one of the most popular materials used for flat roof replacement. Low pitch or flat roofing.

If the inspection reveals the need for roof repairs and the roof already has three or more layers of roofing the fha requires a new roof. How to repair a flat roof. Appraisal requirements for fha mortgage loans are found in hud 40001 and include guidelines for electrical systems plumbing paint and also requirements for the roof. Fha no longer mandates automatic inspection of flat and or unobservable roofs.

Department of housing and urban development. Insulation one distinction from steep pitch roofing is that insulation is typically above the decking and may be replaced with the membrane layer. Metal roofing typically comes in large sheets. The trainee states he has called for an fha roof inspection.

Water heaters the water heater must meet local building.